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Debt payments calculation, calculating the true cost of using debt either as leverage on growing assets, or total loss on depreciating items.

InvestmentPlan has a number of extremely flexible loan calculators.

Allows for changing interest rates
Can include lump sum payments.
Allows a range of loan types, payment frequency, and when payments are made.
Depreciation calculation of the item purchased, if the item is losing value (refer below)
Leverage calculation of the item purchased, if the item is gaining value (refer below)
Calculation of opportunity cost, including tax adjustments, and changing interest rates

Liability entry

The True cost of borrowing for depreciating items calculator (items losing value)

Example: Calculate the real cost of purchasing a $40,000 car with a $30,000 loan

Calculate the benefits of borrowing for items increasing in value (leverage)

Example: Calculate the return and profit for a property which is an asset gaining value.